Protecting UK Businesses from the unexpected

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inc IPT
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Legal Protection

Why Commercial Legal Protection?

Legal disputes can arise in even the best run businesses, often without warning. The costs of obtaining a Solicitor to deal with a dispute can prove expensive and create unbudgeted costs. Many businesses do not pursue their legal rights due to the costs involved.

Our Small Business Commercial Legal Protection Policy allows business's to pursue their rights or defend their position in a range of scenarios with the annual premiums based on turnover:

Cover at a glance:

  • Tax enquiries and disputes (Inc VAT appeals).
  • Legal costs and expenses incurred in disputes with employees.
  • Personal Injury.
  • Costs in relation to defence for criminal prosecution and Data Protection Act.
  • Statutory licence protection.
  • Health & Safety prosecution.
  • 24 hour help lines.
  • A continuously updated web based compliance maual including Health & Safety policy & risk assessment.

Our policy, arranged via Lexelle Ltd and underwritten by Axa Insurance, provides cover for legal costs and expenses up to £100,000 for every claim. A Policy Summary is available here.

Applying for cover is simple.

How much cover do I get?

The policy provides up to £100,000 of legal costs and expenses. For A Policy Summary is available here.

Are there any exclusions?

All insurance policies have exclusions. For full details of this click here.

What proof of cover do I get?

When you take your policy out via Cover My Business we will issue a bespoke policy schedule and send it to you with a policy booklet. NB Cover does not apply until accepted by us.

Small business commercial Summary

Cover my Business is a trading name of F & R Associates, authorised and regulated by the Financial Conduct Authority. FCA no. 450712

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